Laziness Costs Big Bucks - WSVN-TV - 7NEWS Miami Ft. Lauderdale News, Weather, Deco

Laziness Costs Big Bucks

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WSVN -- OK we get it everyone is busy and whether it's grabbing a bite or getting a movie, it's tempting to do things the easy way.

Jodi Furman: "Being lazy can cost you a ton of money. And the reality is you don't have to spend as much time as you might think to save a lot of money."

The rule of thumb is: Convenience costs. Prepared food is easy and tempting but individual portions come at a premium price.

Jodi Furman: "Just a little bit of work ahead of time, and even if you cook once and feed yourselves two to three times, you can save thousands of dollars over the course of a year."

You can save big on coffee too. If you're not too lazy to make your own it can cost less than ten cents per cup.

A gourmet brand without the frills is about $3 a cup. That can add up to about $1,000 a year.

And then there are coupons. Leanette Fernandez of teachmetosave.com says it's worth it to spend time clipping.

Leanette Fernandez: "I can personally say I save maybe between 50 to 75 percent off of each shopping trip by doing that. In the past I've saved over $8,000 in a year."

And all it cost was an hour a week of her time.

Jodi Furman: "Would you be able to get me a quote?"

And don't be too lazy to ask for better rates on everything from insurance to credit cards.

Jodi Furman: "Just by picking up the phone and asking for a better rate, or asking them to wave the annual fee. Asking them if there's any discounts that you qualify for. It just takes a few minutes of your time and those savings can be repeated month after month and year after year."

Other ways laziness hurts your bank account: If you don't send in for rebates, it's money down the drain not maintaining your car and not bothering to comparison shop can also cost you big in the long run.

Leanette Fernandez: "I think a big part of it is laziness, just not wanting to give it a shot, fearing the unknown possibly. Just being too tired. But I just feel like it costs you so much."

Little things putting money back in your pocketbook.

Jodi Furman: "It's not about driving to 18 different stores to save 18 cents on your groceries, it's about just the little things that you can do that are going to have the biggest impact."

Lynn Martinez: "Not paying attention when bills come due will also cost you money in late fees, interest charges and later a damaged credit score will make it harder to qualify for the best rates."

If you'd like to learn more about how laziness can cost you money, and if you have story ideas for money monday, email us at moneymonday@wsvn.com

FOR MORE INFORMATION:

23 Ways Your Laziness is Costing you Moneyhttp://www.forbes.com/2011/05/12/cost-of-laziness-2011_slide.html

Live FabuLESShttp://www.livefabuless.com/

TeachMe2Savehttp://teachme2save.com/

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